What is NFC and how does it work? Here’s everything you need to know

You’ve probably heard of it before and may even own a smartphone that features that technology, but what is NFC on a phone anyhow? Most smartphones these days are equipped with Near Field Communication technology, better known as NFC. In a nutshell, it is a proximity-based wireless communication standard. Unlike Wi-Fi or Bluetooth, however, NFC interaction is limited to an extremely short range. Besides smartphones, you can sometimes find NFC on tablets, speakers, collectibles, and even gaming consoles like the Nintendo Switch and 3DS.

Even though NFC may seem a bit lackluster on paper, given its short range, it is still a pretty convenient feature that many of us take for granted every day. So in this article, let’s take a quick look at what NFC is and how it works. We’ll also explore where you’re most likely to encounter the technology in the real world.

Also read: The best phones with NFC: What are your options?

What is NFC and how does NFC work?

We gave you a brief answer to what it is already, but how does NFC work? NFC isn’t some radically new technology. It’s simply an evolution of RFID (radio frequency identification) technology that has already been around for decades. If you’ve ever used a key card to access an office building or hotel room, you’re already familiar with how it works.

Both RFID and NFC operate on the principle of inductive coupling, at least for short-range implementations. This essentially involves the reader device generating a magnetic field by passing an electric current through a coil. When a tag (with its own coil) is brought nearby, the field induces an electric current within the tag — sans any wires or even physical contact. Then, once the initial handshake is complete, any stored data on the tag is wirelessly transmitted to the reader.

The key distinction between RFID and NFC lies in their transmission ranges — the former is often used over longer distances. For example, some regions automatically collect road tolls through RFID. Tags are usually affixed to vehicle windshields and you simply have to drive through the toll booth. Communication can take place over even longer distances (think a hundred feet or more) if the RFID tag is equipped with a power source.

NFC, however, only has a maximum range of a few centimeters, at most. And in most smartphone-related applications, you’ll find that the software will only initiate communication if there’s physical contact. This is to prevent accidental triggers — especially important now that the technology is used for transferring sensitive data.

Another noteworthy point is that NFC devices can act as either a reader or tag. This bidirectional capability allows you to use one piece of hardware — such as your smartphone — for all kinds of different applications.

Read more: Why aren’t we using NFC to its fullest potential?

Which devices have NFC?

NFC has been a staple feature on smartphones for several years at this point. The Nexus S was the first Android device to include it all the way back in 2010. Apple also eventually embraced the technology in 2014 — NFC is present on every iPhone since the 6. Similarly, wearable devices, ranging from fitness trackers like the Mi Band to smartwatches like the Apple Watch, also include it.

See also: The best smartwatches you can buy

These days, only lower-end devices tend to not come with NFC. That said, the importance of NFC may vary depending on the region. To that end, some manufacturers, like Xiaomi, omit the coil in certain markets like India due to the technology’s low adoption.

NFC adoption has improved significantly in recent years. Here are a few popular use-cases of the technology:

• Data transfer: With the release of Android Ice Cream Sandwich in 2011, Google introduced Android Beam. The feature allowed you to transfer whatever content or data you had on-screen to other NFC-enabled devices. All you had to do was touch the back of both devices and accept the transfer prompt. Android Beam was only recently shelved in favor of Nearby Share, which uses Bluetooth and Wi-Fi Direct technologies instead.
• Mobile payments: Samsung Pay, Google Pay, and Apple Pay all use your smartphone’s NFC chip for contactless payments. Most debit and credit cards these days already have an NFC tag built-in. The aforementioned apps simply emulate these tags, with permission from the issuing bank or financial institution. Once configured, all you have to do is bring your smartphone or wearable device close to the card reader.

• Quick pairing: NFC’s convenience extends to devices that don’t have a screen. Many wireless speakers and headphones use it to exchange pairing information with your smartphone. Some cameras also use it to quickly initiate a Wi-Fi Direct connection for easy photo and video transfer.
• Public transport access: Public transport in many cities, including Hong Kong, Singapore, and London, use NFC-based cards as a form of access control mechanism for public transit. Some systems are even compatible with payment apps like Google Pay so you don’t have to carry the card around.

Read more: How to use Google Pay for contactless payments and travel

• Gaming: Nintendo uses the technology to connect physical toys with video games. An Amiibo is like any other action figure or trading card, except that it also contains an embedded NFC chip. If you bring one of them near a Nintendo Switch or 3DS, it automatically grants you additional characters, levels, or bonus items for a particular game.
• Home automation: A few smart home platforms, including Home Assistant and Apple’s HomeKit, support NFC as well. Using apps on both Android and iOS, you can configure off-the-shelf NFC tags to control devices or automation.

NFC vs Bluetooth and UWB: How do they stack up?

NFC is far from the only wireless communication protocol. In fact, most devices already include similar technologies such as Bluetooth and ultra-wide band (UWB). So why include another?

One of NFC’s biggest strengths is that it does not require pairing or manual input to establish a connection — tapping takes less than a second. Bluetooth devices, by contrast, have to be paired to each other, which is kind of a cumbersome process.

NFC is also significantly more energy-efficient than Bluetooth and UWB since the transmission range is extremely short. Most smartphones ship with the NFC radio-enabled by default, while turning off Bluetooth is often the first battery-conserving suggestion.

In fact, NFC’s lower power draw also allows certain devices like the iPhone to enable it in emergency scenarios. This means that even if your phone runs out of juice, it will send just enough power to the NFC chip for you to access your campus, hotel room, or car.

See also: Everything you need to know about Bluetooth

While cars are starting to adopt UWB tech for keyless entry, it’s nowhere near as efficient as NFC. To that end, it’s not surprising that many automakers implement the latter as a fallback access mechanism. UWB is also more expensive and most applications currently served by NFC don’t need its positional precision.

Furthermore, with so many NFC use-cases already fleshed out, it’s clear that the technology has carved a niche for itself. To that end, adoption is likely only going to improve from here on out.

Frequently asked questions

Q: What is an NFC tag?
A: An NFC tag is a small integrated circuit consisting of a copper coil and some amount of  storage. Data can be read or written to this tag only when another NFC device is brought near it because it doesn’t have a power source. The proximity of the NFC device induces power in the tag and enables data transmission.

Q: What is an NFC reader?
A: Any powered device that has its own NFC coil (like a smartphone or tablet) can act as a NFC reader. The reader device uses its battery to generate an electromagnetic field, which powers any tag brought near it. Another common example of a reader is a payment terminal, which uses NFC to confirm the authenticate a debit or credit card.

Q: Do iPhones have NFC? What about NFC Android devices?
A: Every iPhone model released since the iPhone 5S in 2014 (6 and up) includes NFC hardware. As for Android, most mid-range and premium devices offer NFC support. You can consult the manufacturer’s website or independent reviews to determine the feature’s availability.

Q: Does my phone have NFC and how can I tell?
A: If you own a recent iPhone (from 2015 or later), it definitely has the requisite hardware for NFC. On Android, you can delve into the Settings app, and then look for NFC under the “Connected Devices” or “Network and Sharing” sub-menus. Most recent Android phones support NFC.

Q: What does NFC stand for on my phone or other NFC device?
A: NFC stands for Near Field Communication. It is a technology that allows wireless data transmission over short distances using radio waves.

Q: How do I turn on NFC on an iPhone?
A: You don’t have to turn on NFC on an iPhone. iOS will automatically toggle NFC for applications like Apple Pay whenever required.

Q: How do I turn on NFC on an Android phone?
A: Head into the Settings app and then look for NFC under the “Connected Devices” or “Network and Sharing” sub-menus. Alternatively, you can use the search function in your settings.

Q: How do I turn off NFC on iPhone?
A: You cannot explicitly turn off NFC on an iPhone. The feature is always on by default. The good news is that it consumes very little battery, so there’s not a lot of benefit to turning off NFC like you would with Wi-Fi or Bluetooth.

Q: How do I turn off NFC on Android?
A: You can turn off NFC on Android by flipping a toggle in the Settings app. Look for NFC under the ‘Connected Devices’ or ‘Network and Sharing’ sub-menus. Alternatively, you can use the search function.

Q: What are NFC mobile payments?
A: Your smartphone can use NFC to mimic a contactless debit or credit card using apps like Google Pay, Samsung Pay, and Apple Pay. Payment terminals use NFC so your smartphone essentially emulates the data stored on your card. Only the account holder can add their card because the process involves authentication with the bank.