Best money earning apps in India for Android mobile phones and iPhones

Mobile phones, especially the smart ones, have become more than just communication tools of late. Among many other things, they can now be used to earn money using the money-earning apps available on the app marketplaces such as Google Play Store and App Store for Android mobile phones and iPhones respectively. That said, not all money-earning apps are safe to download. To help you pick the best ones, we have compiled a list of popular money-earning apps that the majority of Indians are using.

Disclaimer: The list is solely based on the money-earning apps’ ratings and downloads on Google Play Store and App Store. 91mobiles does not sponsor or promote any of these apps.

Best money-earning apps for Android mobile phones and iPhones

Here is a list of apps you can install on your mobile phone to earn money along with other rewards and benefits such as vouchers and gift cards.

Google Opinion Rewards

Kicking off things with the Google Opinion Rewards app, this is an app developed by the Google Surveys team that allows users to gain Google Play credits by answering simple questions such as identifying a brand’s logo, picking the correct synonym of a given word, rating a recently visited restaurant or eatery among other random questions. These Google Play credits can be later used on the Play Store for purchasing paid apps and even making in-app purchases. When enough credits are accumulated, users can also grab a free YouTube Premium subscription! One can expect a new survey every new week in the form of a notification from the app.

• Launched date – November 5th, 2013
• Total downloads – 50,000,000+
• Device requirements – Android version 5.0 and above

Taskbucks

With Taskbucks, users can complete surveys provided directly by brands and earn rewards in the form of wallet points and vouchers. The app has partnered with leading digital wallets in India which means users don’t have to sign up for a new wallet app separately. From time to time, the app grants free mobile recharges and data packs along with up to free Rs 500 postpaid bill payments every month. Users can also invite their friends and families to Taskbucks for added benefits and rewards.

• Launched date – August 20th, 2014
• Total downloads – 1,00,00,000+
• Device requirements – Android version 5.0 and above

Meesho

Meesho is a reselling platform through which users can earn quick cash by purchasing in-demand products from suppliers and selling them to a specific target audience. Once a reseller profile is created and the products are listed, users can share the product links with their friends, families, or followers on social media to gain traction and make sales. The app also provides commissions on the number of orders placed within a specified time frame along with incentives when meeting sales targets.

• Launched date – February 16th, 2017
• Total downloads – 100,000,000+
• Device requirements – Android version 5.0 and above

Cashbud

Cashbud is another money-earning app that provides instant cash rewards and wallet cash for completing and participating in surveys, contests, and quizzes. The app has collaborated with Paytm for seamless cash withdrawals and making direct payments. To entice things up, users can also play games within the app to earn rewards based on the scores they achieve. Furthermore, just like other quick money earning apps, Cashbud can be referred to others through a unique link for additional rewards.

• Launched date – July 20th, 2021
• Total downloads – 500,000+
• Device requirements – Android version 4.4 and above

U Speak We Pay

Aimed at making voice output better for companies and brands, the U Speak We Pay app pays its users for speaking the sentences appearing on the screen. Currently, the app is seeking Odia, Urdu, Punjabi, Kannada, and Malayalam language speakers. Users completing the tasks need to ensure they speak clearly without any sound distortions in order to receive the payments.

• Launched date – March 17th, 2018
• Total downloads – 500,000+
• Device requirements – Android version 8.0 and above

Swagbucks

With Swagbucks, you can share your opinions and get paid for the same. With thousands of topics and categories to choose from, the app sends out surveys at frequent intervals for users to take them up. Besides that, the app also pays in the form of gift cards from popular apps and services such as Amazon, Uber, Starbucks, and more. Upon signing up for the first time, users get a welcome bonus worth $10.

• Launched date – May 24th, 2022
• Total downloads – 50,00,000+
• Device requirements – Android version 9 and above

mGamer

If you are willing to earn Paytm cash on a frequent basis through an app then mGamer is for you. The app includes various tasks such as watching video ads and taking up surveys to earn rewards in the form of Google Play credits and Paytm cash rewards. These credits can be later used to redeem in-game currencies such as Diamonds for Free Fire MAX.

• Launched date – December 5th, 2019
• Total downloads – 10,000,000+
• Device requirements – Android version 6.0 and above

Userfeel

An interesting money-earning app in India right now is Userfeel. With this app, you can get paid by registering as a tester and evaluating the look and feel of given websites and applications. Once a task is made available, one needs to just test the site or app by assessing the user experience, speed, and basically any interaction an actual user would make. Upon successful testing, each test can pay up to Rs 2500!

• Launched date – May 15th, 2017
• Total downloads – 1,00,000+
• Device requirements – Android version 5.0 and above

EarnKaro

Those who are familiar with affiliate marketing can go ahead and install the EarnKaro app to earn some quick cash. All a user needs to simply do after signing up on the app is get a product link from the app and share them with their friends and families. Once the product is purchased through that very specific link, the user gains a small percentage of the profit. Popular and renowned retailers and brands like Ajio, Myntra, Tata CliQ, and Flipkart are registered with EarnKaro which automatically makes the products on the platform genuine. The profit earned can be transferred to the user’s bank account as well.

• Launched date – July 4th, 2019
• Total downloads – 10,00,000+
• Device requirements – Android version 5.1 and above

Winzo

The last money earning app on the list is Winzo. This is an online gaming platform in which users can participate by paying real amounts of money for games like Ludo, Carrom, Football, Cricket, Bubble Shooter, and many more. In order to get back the invested amount while earning certain profits, players will need to win a couple of games of their choice only after which the money can be withdrawn. Winzo has tied up with payment and digital wallet apps such as PhonePe, Google Pay, and Paytm for easy money withdrawals directly to the user’s bank account.

At this point in time, the app is not available to download from the Google Play Store as it doesn’t comply with Google’s guidelines. However, Android users can resort to Winzo’s official website to download the app. On the other hand, users with an iPhone can go ahead and freely download the app from the App Store. Winzo claims its app is All India Gaming Federation (AIGF) certified and the games on its platform are safe, secure, and fair.

• Launched in – 2018
• Active users – 10,00,00,000
• Device requirements – iOS 13 or later

List of best money-earning apps in India: reviews, ratings, and total installs

How to earn money with CRED through referrals

CRED is an online payments app that pays your bills by linking a credit card. Users are rewarded with exclusive deals and discounts from top brands once they pay their bills on time through the CRED app. As for the referral system, CRED users can refer their friends and family and get 2 percent (up to Rs 1000) of the total amount of bill payment done by the other party as cashback. 

Pros

• Helps credit card users maintain their credit scores
• Easy referral system 
• Lucrative rewards

Cons

• Everyone may not hold a credit card which makes referring a difficult task
• Doesn’t offer a chat or call option in case of any grievance

How to earn money with Google Pay through referrals

Also known as Gpay, it is one of the most popular mobile payment apps in India with a large user base. In order to earn cashback through referrals, Gpay users can invite others through their unique link and get Rs 201 straight into their bank account once the invited person makes their first payment through the app. They also get a cashback of Rs 21 as part of the referral program. 

Pros

• Well-renowned and trusted app
• Offers up to Rs 201 as referral rewards

Cons

• Doesn’t have a wallet-based system like other payment apps

How to earn money with Paytm through referrals

Paytm users willing to earn some quick cash can refer their friends to download the Paytm app and receive Rs 100 as cashback in their Wallet. In case a user’s Paytm Wallet is not set up, the cashback will be credited straight to the UPI-linked bank account. To refer, simply search ‘Refer & Earn’ in the search bar of the app to get the invitation link. Copy the link and start sending it to non-Paytm users. What’s more, is that the other party also gets guaranteed cashback rewards once they make their first payment through Paytm.

Pros

• Easy and quick referral system
• Instantly get Rs 100 as cashback for every successful referral

Cons

• The invited person is required to complete at least 1 UPI payment within 7 days of clicking the referral link to get guaranteed cashback

How to earn money with Amazon Pay through referrals

Amazon Pay users can avail up to Rs 35 as cashback by simply referring their friends and family members to download and register on Amazon Pay UPI. Furthermore, the invited person also gets cashback in their bank account by sending money or making payments to shops and businesses.

Pros

• Get Rs 35 as cashback for referring others to join Amazon Pay
• Get shopping discounts on various products on Amazon

Cons

• Requires a lengthy KYC verification procedure for opening an Amazon Pay UPI account
• Outdated user interface

How to earn money with PhonePe through referrals

Another way to earn easy cashback is through PhonePe. The digital payments app is currently running a refer and earn program through which users can avail up to Rs 125 for every person who downloads and registers on PhonePe through their link. To generate the link, head over to the ‘Refer & Earn’ section within the app and start sending the invites to your contacts through SMS, WhatsApp, or any other messaging app.

Pros

• Earn Rs 125 for every person who joins the app through your referral link
• Allows users to easily purchase insurance for their vehicles

Cons

• No interest on Wallet deposits
• May charge a small fee on bill payments and mobile recharges

FAQs

What are money-earning apps?

Money-earning apps are a way of getting paid in the form of cash and other monetary benefits such as vouchers, gift cards, referral fees, and more. Although these apps may not replace an actual source of income, they can sure come in handy for earning quick cash or a small pocket money amount.

How to choose the best money earning app for yourself?

Firstly, you need to make sure whether the money earning apps are worth spending your time on. This can be ascertained by knowing your needs and urgency of additional cash. Next, carefully go through various apps’ descriptions and figure out what efforts you need to put in to start generating small amounts of money. Some apps simply require you to fill up surveys while others have dedicated tasks such as testing websites and applications. Check the real user reviews of those apps to get to know the experience of others and whether they are actually earning on a regular basis.

What are the pros and cons of money earning apps?

Let’s go through some of the pros and cons of downloading and using money earning apps

Pros

• Easy to download and access from a mobile phone
• Get paid for the tasks done
• Adds an additional source of earning money 

Cons

• Requires a good amount of time to earn even a small amount
• Experience gained might not be useful in other fields
• Pays relatively low as compared to other skill-based work